Tuesday, August 18, 2009

Desirae Stewart

My name is Desirae Stewart. Some of you may have been lied to and misled my the woman who purchased my personal name as a domain name; for her tool to stalk & attack me over the past 12 months. Many of you have contacted me, the real Desirae Stewart, to discuss the ridiculous website and bold face lies she has created in the attempt to get my attention or get under my skin. I want to Thank you for contacting me, Desirae Stewart to get the real truth from the true source.


At this time we are and have been working very hard to assist people in stopping the damage, and pain this woman has caused many local busines owners & families whom have never done anything to deserve her lies & abuse. I Desirae Stewart, have not committed any of the allegiations she has proclaimed she has proof of. I Desirae Stewart, am a Licensed Mortgage Broker in the state of Montana. I Desirae Stewart, work everyday to provide every client with the best loan program to fit their individual homeownership goals. Every loan, and every clients' goals & situation differ from one to the next. I Desirae Stewart look forward to continuing to provide the best service & products we have available to each and every client we work with.


Please feel free to contact Desirae Stewart online at www.loans4montana.com


Thank you for taking the time to read this post, & feel free to call should you have any further questions.


Sincerely,


Tuesday, May 19, 2009

Desirae Stewart

Desirae Stewart

When you need to purchase a new home most people do not have the capital to be able to fully buy one. They will need to take out a mortgage or loan to make up the difference on the amount they have and the purchase price of the new home. There are 2 main ways of getting a mortgage, through a bank or through a mortgage company. To help with getting a mortgage you will use a loan officer or a mortgage broker.

The main difference between a loan officer and a mortgage broker is that the loan officer works for the bank or Mortgage Company that is offering the mortgage and the mortgage broker is independent. They may use a number of different companies to arrange a mortgage with and there fore give you the borrower more choices.

One of the main advantages of having a broker arrange your mortgage for you is that they do have a wider choice of products and companies to choose from. On the other hand you need to be aware that the mortgage broker is paid from the closing fee made on the mortgage.
So if you have a poor credit history most banks will not give you a mortgage. The mortgage broker on the other hand can search around all the companies he deals with to find a company that offers bad-credit mortgage loans. He may even be able to find a choice of offers for you and you can pick the best deal for your circumstances.

It may be faster getting your mortgage through a bank or credit union but you may not always get the best deal. The mortgage broker should be able to get you a better deal on your mortgage, although it may take longer to arrange because he is acting as the middleman between you the borrower and the mortgage company, the lender.

While the mortgage broker can help with filling in the applications and details it is up to the borrower to check and submit correct information so that they do not get into financial difficulties later on.

While buying a home is one of the most stressful things you can do, it is also usually a sound financial investment. However it is always best to get good and sound financial advice from an independent financial advisor, someone who is familiar with property or an independent mortgage broker.

http://www.loans4montana.com/